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The Incidence of Housing Allowances: Quasi-Experimental Evidence
(Valtion taloudellinen tutkimuskeskus, 2022-10-13)
This paper studies the effects of housing allowances on rents. Our research design is based on a reform that made the allowance more generous for small housing units as a quasi-experimental setting. We find that large ...
The impact of mortgage regulation on homeownership and household leverage: Evidence from Finland's LTV reform
(Valtion taloudellinen tutkimuskeskus, 2022-10-12)
This paper examines the impact of a limit on loan-to-value (LTV) ratios implemented in Finland in 2016. Focusing on households that buy an apartment for the first time, we evaluate how the regulation influenced household ...
Tax Compliance in the Rental Housing Market: Evidence from a Field Experiment
(Tampereen yliopisto, 2023-06-23)
We study rental income tax compliance using novel third-party information and a large-scale randomized field experiment. The third-party information combines register data on the ownership and occupancy of apartments. The ...