Selaus asiasanan mukaan kokoelmassa Valtion taloudellinen tutkimuskeskus VATT

Viitteet 1-2 / 2

    • The impact of mortgage regulation on homeownership and household leverage: Evidence from Finland's LTV reform 

      Eerola, Essi; Lyytikäinen, Teemu; Ramboer, Sander
      VATT Working Papers : 148 (Valtion taloudellinen tutkimuskeskus, 12.10.2022)
      This paper examines the impact of a limit on loan-to-value (LTV) ratios implemented in Finland in 2016. Focusing on households that buy an apartment for the first time, we evaluate how the regulation influenced household ...

    • The Incidence of Housing Allowances: Quasi-Experimental Evidence 

      Eerola, Essi; Lyytikäinen, Teemu; Saarimaa, Tuukka; Vanhapelto, Tuuli
      VATT Working Papers : 149 (Valtion taloudellinen tutkimuskeskus, 13.10.2022)
      This paper studies the effects of housing allowances on rents. Our research design is based on a reform that made the allowance more generous for small housing units as a quasi-experimental setting. We find that large ...