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    • Moral Hazard in Drug Purchases 

      Verho, Jouko; Harju, Jarkko
      FIT Working Paper : 12 (Tampereen yliopisto, 29.05.2023)
      We study the moral hazard effects of the drug copayment threshold in Finland using detailed prescription drug purchase data. The analysis reveals that the average drug costs increase discontinuously by 17% at the threshold ...

    • Prescription behavior of physicians in the public and private sector 

      Jussila, Elina; Kotakorpi, Kaisa; Verho, Jouko
      FIT Working Paper : 5 (Tampereen yliopisto, 22.12.2022)
      We analyze prescription behavior of physicians in the public and private sector. We study two major diseases for which an effective, widely accepted low-cost treatment and alternative, more expensive treatments are available. ...