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Once or Twice a Month? The Impact of Payment Frequency on Spending Behavior
(Valtion taloudellinen tutkimuskeskus, 2022-09-23)
We study how the frequency of income payments affects consumption and spending behavior using plausibly exogenous variation across Finnish pension benefit recipients with different surname initials. We find that twice-a-month ...
Does information increase the take-up of social benefits? Evidence from a new benefit program
(Valtion taloudellinen tutkimuskeskus, 2016-12-28)
The effectiveness of transfer programs can be significantly reduced if eligible individuals fail to apply for them. In this paper we study the impact of information provision on the take-up of social benefits. We exploit ...