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Once or Twice a Month? The Impact of Payment Frequency on Spending Behavior
(Valtion taloudellinen tutkimuskeskus, 2022-09-23)
We study how the frequency of income payments affects consumption and spending behavior using plausibly exogenous variation across Finnish pension benefit recipients with different surname initials. We find that twice-a-month ...
Does sending letters increase the take-up of social benefits? Evidence from a new benefit program
The effectiveness of transfer programs in reducing poverty and inequality can be significantly reduced if eligible individuals fail to apply for them. This paper shows that benefit take-up can be influenced by sending ...