Haku

We study how the frequency of income payments affects consumption and spending behavior using plausibly exogenous variation across Finnish pension benefit recipients with different surname initials. We find that twice-a-month ...

The effectiveness of transfer programs can be significantly reduced if eligible individuals fail to apply for them. In this paper we study the impact of information provision on the take-up of social benefits. We exploit ...

Sosiaalietuuksien alikäyttö on merkittävä yhteiskunnallinen ongelma. Alikäyttöä voidaan kansainvälisten tutkimusten mukaan vähentää tarjoamalla tietoa etuuksista ja helpottamalla niiden hakemista. Viestinnän vaikutusta ...

The effectiveness of transfer programs in reducing poverty and inequality can be significantly reduced if eligible individuals fail to apply for them. This paper shows that benefit take-up can be influenced by sending ...