Haku
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The Incidence of Housing Allowances: Quasi-Experimental Evidence
(Valtion taloudellinen tutkimuskeskus, 2022-10-13)
This paper studies the effects of housing allowances on rents. Our research design is based on a reform that made the allowance more generous for small housing units as a quasi-experimental setting. We find that large ...
The impact of mortgage regulation on homeownership and household leverage: Evidence from Finland's LTV reform
(Valtion taloudellinen tutkimuskeskus, 2022-10-12)
This paper examines the impact of a limit on loan-to-value (LTV) ratios implemented in Finland in 2016. Focusing on households that buy an apartment for the first time, we evaluate how the regulation influenced household ...
Housing Allowance and Rents: Evidence from a Stepwise Subsidy Scheme
(Wiley, 2021)
In this paper, we study the effect of housing demand subsidies on rents using discontinuities in the Finnish housing allowance system as a quasi‐experimental setting. The stepwise dependence of housing allowance on the ...
Macroprudential measures, household leverage and tenure choice
(Talouspolitiikan arviointineuvosto, 2021-01-26)
In this paper, we use population wide individual level data to describe the development of housing tenure choices and household debt during recent decades in Finland, and to analyse the effects of policy measures designed ...
Macroprudential Measures and Taxation in the Housing Markets
(ifo Institute, 2019-04)
The recent financial crisis and subsequent global recession have been followed by a wave of macroprudential measures in the housing market. At the same time, governments have a long tradition of conducting tax policies ...
Effects of Housing Transfer Taxes on Household Mobility
(Munich Society for the Promotion of Economic Research - CESifo GmbH, 2019-07-26)
Housing transfer taxes are fiscally important in many countries despite evidence of substantial welfare losses found in several quasi-experimental studies. Research designs used in this prior literature are prone to ...
Tax Compliance in the Rental Housing Market: Evidence from a Field Experiment
(Tampereen yliopisto, 2023-06-23)
We study rental income tax compliance using novel third-party information and a large-scale randomized field experiment. The third-party information combines register data on the ownership and occupancy of apartments. The ...