Selaus tekijän mukaan kokoelmassa Valtion taloudellinen tutkimuskeskus VATT
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Macroprudential measures, household leverage and tenure choice
Background report for the Finnish Economic Policy Council (Talouspolitiikan arviointineuvosto, 26.01.2021)In this paper, we use population wide individual level data to describe the development of housing tenure choices and household debt during recent decades in Finland, and to analyse the effects of policy measures designed ... -
Macroprudential measures, household leverage and tenure choice
Economic Policy Council Background Report (Talouspolitiikan arviointineuvosto, 26.01.2021) -
Regional competitiveness and high growth firms in the EU: the creativity premium
Applied Economics : 22 (Taylor & Francis, 2020)The finding that the economic performance of regions is driven by a small set of productive firms calls for a granular analysis of regional growth and competitiveness. Among the productive firms, a significant contribution ... -
The impact of mortgage regulation on homeownership and household leverage: Evidence from Finland's LTV reform
VATT Working Papers : 148 (Valtion taloudellinen tutkimuskeskus, 12.10.2022)This paper examines the impact of a limit on loan-to-value (LTV) ratios implemented in Finland in 2016. Focusing on households that buy an apartment for the first time, we evaluate how the regulation influenced household ...
